---
title: What is the process for consumer-permissioned data sharing?
description: Consumer-permissioned verification refers to a process where the consumer (user) gives explicit consent for their data to be accessed and shared for verification purposes.
---

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# What is the process for consumer-permissioned data sharing?

Consumer-permissioned verification refers to a process where the consumer (user) gives explicit consent for their data to be accessed and shared for verification purposes. This consent allows a third party, like Truv, to securely access specific data from a financial institution, payroll provider, or other sources to verify information such as income, employment, or account details.

Here’s how it typically works:

1. **User Consent**: The consumer grants permission to access their data, usually by logging in to their account and agreeing to share specific information (like payroll data or bank account details).
2. **Data Access**: Once the user provides permission, Truv can retrieve the relevant data to complete the verification process (e.g., verifying income or employment status).
3. **Verification**: The data is then used to verify the information needed for the consumer’s application (e.g., for loans, employment verification, etc.).

The key point is that the consumer has full control over granting permission and can decide which data to share, ensuring their privacy and security throughout the process.

It’s a transparent process that respects the user’s rights while making it easier and faster to verify personal information.

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