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What are Truv's Scoring Attributes?

Truv's Scoring Attributes are a set of over 2200 features derived from financial transaction data designed to enhance the predictive power of consumer lenders' risk models, helping to unlock more loans and reduce default rates.

Key Benefits of Using Truv's Scoring Attributes:

  • Reach New Levels of Predictive Power: Enhance the accuracy of your risk models using comprehensive transaction data.
  • Lower Risk: Predict default rates quickly and accurately.
  • Tap into Underserved Segments: Confidently assess subprime, new-to-credit, and underserved segments of the population.
  • Identify Qualified Applicants: Unlock more applicants with scoring attributes proven to power accurate risk models, addressing the issue that over 40% of the population has a low or no credit score.
  • Eliminate Manual Work: Reduce or eliminate the need for manually interpreting transaction data or building/maintaining self-created attributes.