Truv Assets simplifies and accelerates asset verification by providing secure, real-time access to verified financial data. With connections to over 13,000 institutions, lenders can reduce time to close, lower operational costs, and improve decision-making with confidence.
Streamlined Asset Verification
Borrowers can share asset data in seconds through secure oAuth and non-oAuth connections. With 98% coverage of financial accounts and 65%+ pull-through rates, Truv reduces friction and increases conversion.
Key benefits:
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Real-time eligibility verification
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Minimal reliance on instant databases
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High borrower engagement
Customizable, Detailed Reporting
Truv delivers flexible reports with up to two years of account history. Lenders can tailor reports to include:
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Large deposit and withdrawal flags
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Recurring transaction insights
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Balance summaries (current, 30-day, and 60-day averages)
This granularity supports more accurate borrower assessments.
Rep and Warrant Relief
Truv is an authorized data supplier for Fannie Mae’s DU validation service and a supported provider for Freddie Mac’s Loan Product Advisor (LPA) asset and income modeler. These integrations offer lenders:
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Rep and warrant relief
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Reduced buyback risk
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Greater confidence in automated decisioning
Built for Compliance and Scale
Truv meets enterprise-grade standards with SOC 2 Type II certification, FCRA compliance, and 99.95% uptime. Its secure infrastructure ensures that lenders meet regulatory requirements without compromising speed or performance.
Truv Assets brings verified financial data directly into the lending workflow, enabling smarter, faster, and safer decisions. It’s a modern solution designed for efficiency, compliance, and long-term success.