---
title: What are the benefits of using Truv VOA ?
description: Truv Assets simplifies and accelerates asset verification by providing secure, real-time access to verified financial data. With connections to over 13,000 institutions, lenders can reduce time to clo
---

[Skip to content](https://help.truv.com/what-are-the-benefits-of-using-truv-voa#main-content)

[![logo-truv-4](https://help.truv.com/hubfs/logo-truv-4.svg)](https://help.truv.com/?hsLang=en)

Open main navigation

Close main navigation

 How can we help?

- There are no suggestions because the search field is empty.

1. [Truv Help Center](https://help.truv.com/?hsLang=en)
2. [Getting Started](https://help.truv.com/getting-started?hsLang=en)
3. [Intro to Truv](https://help.truv.com/getting-started?hsLang=en#intro-to-truv)

# What are the benefits of using Truv VOA ?

**Truv Assets** simplifies and accelerates asset verification by providing secure, real-time access to verified financial data. With connections to over 13,000 institutions, lenders can reduce time to close, lower operational costs, and improve decision-making with confidence.

---

### Streamlined Asset Verification

Borrowers can share asset data in seconds through secure oAuth and non-oAuth connections. With 98% coverage of financial accounts and 65%+ pull-through rates, Truv reduces friction and increases conversion.

Key benefits:

- Real-time eligibility verification
- Minimal reliance on instant databases
- High borrower engagement

---

### Customizable, Detailed Reporting

Truv delivers flexible reports with up to two years of account history. Lenders can tailor reports to include:

- Large deposit and withdrawal flags
- Recurring transaction insights
- Balance summaries (current, 30-day, and 60-day averages)

This granularity supports more accurate borrower assessments.

---

### Rep and Warrant Relief

Truv is an authorized data supplier for **Fannie Mae’s DU validation service** and a supported provider for **Freddie Mac’s Loan Product Advisor (LPA)** asset and income modeler. These integrations offer lenders:

- Rep and warrant relief
- Reduced buyback risk
- Greater confidence in automated decisioning

---

### Built for Compliance and Scale

Truv meets enterprise-grade standards with **SOC 2 Type II certification**, **FCRA compliance**, and **99.95% uptime**. Its secure infrastructure ensures that lenders meet regulatory requirements without compromising speed or performance.

Truv Assets brings verified financial data directly into the lending workflow, enabling smarter, faster, and safer decisions. It’s a modern solution designed for efficiency, compliance, and long-term success.

- [Getting Started](https://help.truv.com/getting-started?hsLang=en#main-content)

    - [Intro to Truv](https://help.truv.com/getting-started?hsLang=en#intro-to-truv)
    - [Account Setup](https://help.truv.com/getting-started?hsLang=en#account-setup)
    - [Platform Overview](https://help.truv.com/getting-started?hsLang=en#platform-overview)
    - [Dashboard Essentials](https://help.truv.com/getting-started?hsLang=en#dashboard-essentials)
- [Security and Compliance](https://help.truv.com/security-and-compliance?hsLang=en#main-content)

    - [Data Security](https://help.truv.com/security-and-compliance?hsLang=en#data-security)
    - [Regulatory Compliance](https://help.truv.com/security-and-compliance?hsLang=en#regulatory-compliance)
    - [User Consent Management](https://help.truv.com/security-and-compliance?hsLang=en#user-consent-management)
    - [Customer Support for Security](https://help.truv.com/security-and-compliance?hsLang=en#customer-support-for-security)
    - [Incident Response](https://help.truv.com/security-and-compliance?hsLang=en#incident-response)
    - [Certifications & Audits](https://help.truv.com/security-and-compliance?hsLang=en#certifications-audits)
- [Troubleshooting](https://help.truv.com/troubleshooting?hsLang=en#main-content)

    - [API Troubleshooting (High-Level)](https://help.truv.com/troubleshooting?hsLang=en#api-troubleshooting-high-level)
    - [Data Connections](https://help.truv.com/troubleshooting?hsLang=en#data-connections)
    - [Integration Issues](https://help.truv.com/troubleshooting?hsLang=en#integration-issues)
    - [Contacting Support](https://help.truv.com/troubleshooting?hsLang=en#contacting-support)
    - [Resources for Self-help](https://help.truv.com/troubleshooting?hsLang=en#resources-for-self-help)
    - [Account Management](https://help.truv.com/troubleshooting?hsLang=en#account-management)
- [Home Lending](https://help.truv.com/home-lending?hsLang=en#main-content)

    - [FAQs](https://help.truv.com/home-lending?hsLang=en#faqs)
    - [Orders](https://help.truv.com/home-lending?hsLang=en#orders)
    - [Encompass Integration](https://help.truv.com/home-lending?hsLang=en#encompass-integration)
    - [Blend Integration](https://help.truv.com/home-lending?hsLang=en#blend-integration)
    - [nCino Integration](https://help.truv.com/home-lending?hsLang=en#ncino-integration)
    - [BlueSage Integration](https://help.truv.com/home-lending?hsLang=en#bluesage-integration)
    - [Lodasoft Integration](https://help.truv.com/home-lending?hsLang=en#lodasoft-integration)
    - [Tidalwave Integration](https://help.truv.com/home-lending?hsLang=en#tidalwave-integration)
    - [Vesta Integration](https://help.truv.com/home-lending?hsLang=en#vesta-integration)
    - [Byte Integration](https://help.truv.com/home-lending?hsLang=en#byte-integration)
    - [LenderLogix Integration](https://help.truv.com/home-lending?hsLang=en#lenderlogix-integration)
    - [Advanced Dashboard Tips](https://help.truv.com/home-lending?hsLang=en#advanced-dashboard-tips)
    - [Custom Integrations](https://help.truv.com/home-lending?hsLang=en#custom-integrations)
- [Public Sector](https://help.truv.com/public-sector?hsLang=en#main-content)

    - [FAQs](https://help.truv.com/public-sector?hsLang=en#faqs)
    - [Orders](https://help.truv.com/public-sector?hsLang=en#orders)
    - [Clients](https://help.truv.com/public-sector?hsLang=en#clients)
    - [Case Workers](https://help.truv.com/public-sector?hsLang=en#case-workers)
- [Background Screening](https://help.truv.com/background-screening?hsLang=en#main-content)

    - [FAQs](https://help.truv.com/background-screening?hsLang=en#faqs)
    - [Integrations](https://help.truv.com/background-screening?hsLang=en#integrations)
    - [Tazworks](https://help.truv.com/background-screening?hsLang=en#tazworks)
- [Other Use-Cases](https://help.truv.com/other-use-cases?hsLang=en#main-content)

    - [Truv SmartRouting](https://help.truv.com/other-use-cases?hsLang=en#truv-smartrouting)
    - [Truv ChoiceConnect](https://help.truv.com/other-use-cases?hsLang=en#truv-choiceconnect)
    - [Truv Paycheck Pay](https://help.truv.com/other-use-cases?hsLang=en#truv-paycheck-pay)
    - [Truv Scoring Attributes](https://help.truv.com/other-use-cases?hsLang=en#truv-scoring-attributes)
    - [Truv Direct Deposit Switch](https://help.truv.com/other-use-cases?hsLang=en#truv-direct-deposit-switch)
    - [Bank Income](https://help.truv.com/other-use-cases?hsLang=en#bank-income)
- [Account Management](https://help.truv.com/account-management?hsLang=en#main-content)

    - [Team and Account Settings](https://help.truv.com/account-management?hsLang=en#team-and-account-settings)

[![Chill listening crop-3](https://help.truv.com/hubfs/logo-truv-bl.svg "Chill listening crop-3")](https://truv.com/)

Truv Help Center

<https://www.linkedin.com/company/truvhq> <https://x.com/TruvHQ>

Copyright © 2026, Truv Inc.