Truv offers over 2200 scoring attributes in total, categorized into areas such as:
| Category | Impact Areas | Number of Attributes |
|---|---|---|
| Financial activity | Willingness to repay, Financial management, Decision making, Financial savviness & attitudes | 1171 |
| Balances | Financial buffers | 32 |
| Loan activity | Ability to repay | 88 |
| Profile | Identity | 123 |
| Household expenditures | Ability to repay | 88 |
| Income | Ability to repay | 88 |
| Cashflow | Ability to repay | 88 |
| Total | ~2200+ |