---
title: How does Truv keep my banking information secure?
description: Truv prioritizes the security of your banking information, whether your financial institution uses an OAuth or non-OAuth connection.
---

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# How does Truv keep my banking information secure?

Truv prioritizes the security of your banking information, whether your financial institution uses an OAuth or non-OAuth connection.

### **Here's how your data is protected:**

- **OAuth Connections (Majority of Financial Institutions):** 
    - **Direct Bank Login:** You log in directly through your financial institution's secure website, not Truv's.
    - **No Credential Storage:** Truv never receives or stores your banking login information.
    - **Industry Standard:** OAuth is the same secure technology used by major companies like Google, Apple, and Facebook.
- **Non-OAuth Connections (Smaller Banks & Credit Unions):** 
    - **Encrypted Credentials:** Your login credentials are encrypted using bank-grade security.
    - **Temporary Storage:** Your credentials are never stored permanently by Truv.

### **Additional Security Measures for Both Connection Types:**

- **Bank-Level Security:** Both connection types utilize the same encryption and security standards that safeguard your regular online banking activities.
- **Read-Only Access:** Truv can only view your account information. They **cannot** make transactions, transfers, or any changes to your accounts.
- **Limited Data Access:** You control what information Truv can access and for how long. The connection is temporary and specific to your application.
- **Industry Standards:** Truv adheres to the same security protocols used by major financial institutions and undergoes regular audits to ensure compliance with banking regulations.

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- [Account Management](https://help.truv.com/account-management?hsLang=en#main-content)

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